Certificates of Deposit offer competitive returns on FDIC-insured savings. They're a great choice if you have a time-specific savings need or if you just want to diversify overall risk in your portfolio.

You decide the amount of money to put in your CD and the length. You'll generally receive a higher interest rate on CDs with longer terms and higher balances.

Certificates of Deposit (CD's)

A CD from Bank Iowa combines the security of a savings account with the higher interest associated with an investment. Earn a guaranteed interest rate when you leave your money in for a fixed period.

• Monthly terms of 3 months to 48 months
• Open with as little as $500
• Security -- grow your savings without risk. Our CD's are FDIC insured.
• No service fees
• Guaranteed interest rate